Freetrade

Freetrade is a trading and investing app that makes buying stocks, ETFs and saving into tax-efficient accounts straightforward and affordable. It combines a general investment account (GIA), a stocks and shares ISA, and a self-invested personal pension (SIPP), letting UK savers trade more than 6,200 UK, US and European stocks and ETFs commission-free depending on plan. Choose between Basic, Standard (which includes an ISA) and Plus (ISA and SIPP included) to match your needs. Users may download it to consolidate pensions, set up recurring investments, and take advantage of low flat fees for ISA and SIPP options while using a regulated, award-winning service.

Key Features

⭐ Unlimited commission-free trades in over 6,200 UK, US and European stocks and ETFs (other charges may apply).

⭐ Support for three account types: GIA, stocks and shares ISA, and a SIPP for pension savings.

⭐ Tax-efficient account fees as low as £4.99/month for ISAs and £9.99/month for SIPPs (billed annually).

⭐ Direct Debits and recurring orders to automate regular investing and automatic reinvestments.

⭐ Access to low-risk instruments including UK Treasury bills alongside stock and ETF investing.

Advantages

✅ Commission-free trading options can reduce costs for frequent traders and regular investors.

✅ Clear, fixed-fee ISA and SIPP plans suitable for long-term, tax-efficient saving (eligibility and tax rules apply).

✅ Award-winning platform with regulatory oversight to provide greater consumer confidence.

✅ Simple tools to consolidate pensions, improve visibility over retirement pots and automate contributions.

Disadvantages

❎ All investments carry capital risk; capital is at risk and returns are not guaranteed.

❎ ISA and SIPP eligibility and tax rules apply and tax treatment depends on individual circumstances.

❎ Other charges may apply and some fees are billed annually, which may not suit every investor.

Development Team

Freetrade is the trading name of Freetrade Limited, authorised and regulated by the Financial Conduct Authority (FCA No. 783189). The company is registered in England and Wales (No. 09797821) with a registered address at 3rd Floor, WeWork, 145 City Rd, London EC1V 1AZ.

Market Performance

Freetrade serves over 1.6 million UK users and has received multiple industry honours, including Which? Recommended SIPP Provider 2024, Best Online Trading Platform at the British Bank Awards (2019–2024), and several Boring Money Best Buy Awards in 2024.